Housing Rehabilitation Loan Program

The City’s Housing Rehabilitation Program provides loans for basic home repairs to qualified low-income homeowners within the city limits. The 2% simple interest loans are for up to $35,000, with no payments required until the house is sold. Qualifying households earn 80% or less of Vancouver’s Area Median Income (AMI). View the current income limits to see if your household qualifies.

The goal of this program is to preserve the existing housing supply in Vancouver.

Funding for this program comes from the U.S. Department of Housing and Urban Development (HUD) Community Development Block Grant (CDBG) and HOME Investment Partnership (HOME) Programs and the Vancouver Affordable Housing Fund.

Priorities of the rehab program are to address:

  • Structural deficiency
  • Dry rot
  • Foundation repair
  • Weatherization
  • Internal elements including electrical, mechanical, and plumbing deficiency
  • Sustainability
  • Cosmetic issues

The City’s program is available to homes located within the city limits of Vancouver. The Clark County Housing Rehabilitation program is available for properties located outside the city limits. 

For eligibility inquires, please contact Bryan Monroe at 360-487-7958 or  bryan.monroe@cityofvancouver.us.